Bank and Finance FAQs
What is bankdeets?
This website is intended to provide commonly needed bank and credit union information all in one place. We also have a blog with articles on commonly needed personal finance info and trending topics in finance.
what is a wire transfer?
A wire transfer is the electronic transfer of money from one bank account to another. This can be across states, countries, and between different banks. Wire transfers usually have a fee associated with them, and are typically complete within 24 hours.
Why do I need a bank?
Banks are important because they allow you to participate in modern life. While some people have managed to live without using a bank, it's much easier to get a credit card, a loan or store money with one. Banks are also a precursor to credit history, which is required to be approved for any sort of debt.
What is a mortgage?
A mortgage is a type of debt in which a bank or other financial institution lends money and takes the title of a piece of property as collateral. The principal of the loan is repaid with interest. This type of loan is usually used to buy houses or other real property.
What is the difference between a bank and a credit union?
Why should i care about personal finance?
It may seem boring, but financial literacy is one of the most important things you'll need to know to succeed in life. Everything is tied to it, and you'll need a lot more information than you learned in school. BankDeets.com is here to help.
Problems? If you noticed a problem with any of the routing numbers, ACH information, branch locations, customer service numbers, usury limits, or other information listed on this site, please let us know by filling out the form below. Also, if you represent a bank that would like to be listed on this site or to have your information changed or removed, please let us know.
Affiliate Disclosure: There may be links to products or services on this site, and those may be affiliate links. That means that I earn a small commission for referring your business. This is paid by the site owner at no additional cost to you.As an Amazon Affiliate, I earn from qualifying purchases.